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What is a General Investment Account?

A General Investment Account (GIA) is a savings account where you hold investments, but unlike an ISA, isn't tax-free.

How much can I save?

There's no limit to how much you can save into a General Investment Account.

How does it work?

Invest in a range of funds using our ready made portfolios or choosing your own funds from our comparison tables of over 1,000 funds from 90 providers. Our CushonMe montoring service will keep a eye on your investments.

What are the benefits of a General Investment Account?

A General Investment Account (GIA) is a great way to invest if you’ve already reached your ISA allowance for the year. You can easily access and withdraw your money at any time.

Anything else I need to know?

When you invest in a GIA you may have to pay tax on any income or capital gains you earn from your investments. Alternatively, you can invest up to £{{currentIsaAllowance}} each tax year into an Investment ISA, where your gains are tax-free. If you don’t already have an Investment ISA you might want to consider this before you invest in a GIA.