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How are the charges taken?

Our annual charges are applied on a daily basis (i.e. annual charge divided by 365 days applied to the relevant daily asset balance) and collected once a month at the end of the month.

As the charges are calculated daily it does not matter about the timing of payments in and out as these are captured accurately within the charging mechanism (i.e. if the balance is higher one day and lower the next, the charge will be different on both days, accurately reflecting the balance within your account).